September 25, 2026
Florida Payday Loan Laws: Caps, Fees and Rules (2026)
Florida payday loan laws in plain English: the $500 cap, 10% + $5 fees, 7–31 day terms, one loan at a time, and the 60-day repayment plan.
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Florida Loan Guides: Payday, Tribal & Allotment
Plain-English guides to borrowing in the Sunshine State — the $500 payday cap, tribal installment loans, allotment loans for federal employees, and the real math behind every offer. Written and reviewed by Dana Kirkland.
September 29, 2026
Can You Have More Than One Payday Loan in Florida?
No — Florida law allows one payday loan at a time, enforced by a statewide database plus a 24-hour pause. What you can do instead when $500 isn't enough.
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October 1, 2026
Tribal Loans in Florida: How They Work Outside the $500 Cap
How tribal loans work for Florida residents: $300–$2,000 installments from tribally owned lenders, why Chapter 560 doesn't cap them, and what to compare.
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October 3, 2026
Tribal vs. Payday Loans in Florida: Total Cost Compared
Payday vs. tribal loans in Florida: $500/14 days at ~$55 in fees vs. $300–$2,000 installments. Compare regulation, cost, terms — and when each fits.
Read the guide →October 6, 2026
The Florida 60-Day Repayment Plan: A Free Lifeline
Florida payday borrowers can convert one balloon payment into a 60-day installment plan — free, once every 12 months. How to request it before the due date.
Read the guide →October 9, 2026
Allotment Loans for Federal Employees in Florida
Allotment loans for Florida federal employees: $200–$5,000 repaid by automatic payroll deduction. Who qualifies, what it costs, why MacDill staff use them.
Read the guide →October 13, 2026
$255 Payday Loan in Florida: Real Cost and Alternatives
A $255 payday loan in Florida costs about $30.50 in fees for 14 days (~312% APR). The exact math, who it fits, and cheaper alternatives to check first.
Read the guide →October 16, 2026
Bad Credit Payday Loans in Florida: What Lenders Check
Bad credit doesn't automatically block a Florida payday loan. What lenders actually verify: ID, income, a checking account, and the statewide database.
Read the guide →Ready to compare real offers? One free form — payday, tribal, and allotment options from participating lenders, decision in minutes.
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